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Our easy to use Stocks and Shares ISA comparison includes all of the major UK brokers and a selection of smaller providers. Each of the brokers listed below are regulated by the UK’s Financial Conduct Authority.

Our stocks and shares ISA comparison is designed for investors that are looking for the most cost effective provider based on their own investment strategy. For those looking to find out more about ISAs, you can read our Investment ISA guide or understand the costs associated with a Stocks and Shares ISA using the guide below the comparison table.

Check out The Armchair Traders' 2018 Stocks & Shares ISA Best Buys, designed to help you identify the most cost effective accounts available
We've found 30 ISA providers
Company Min Deposit Max Annual Fee Cost Per Trade* Has Junior ISA? Has Lifetime ISA? Trade Funds Trade Stocks Trade ETFs Trade Bonds Apply
Hargreaves Lansdown £100 0.45% £11.95* Junior ISA Lifetime ISA Funds Stocks/Shares ETFs Bonds Apply
Good to know: Trade 10+ stocks per month for active trader cost of £8.95 or 20+ at £5.95. Additional charge of up to £45 per annum on stocks and shares. There's no dealing charge for buying or selling funds but you'll pay a holding fee of up to 0.45% per annum Read more...
 
Saxo Capital Markets £1 0.12% £4.99 No Junior ISA No Lifetime ISA No Funds Stocks/Shares ETFs Bonds Apply
Good to know: Trade from £4.99 on UK stocks, plus a custody fee of 0.12% per annum charged on accounts with open positions (min monthly fee of EUR 5). Read more...
 
AJ Bell £500 0.25% £9.95* Junior ISA Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: Trade 10+ stocks per month for active trader cost of £4.95. Additional charge of up to £7.50 per quarter on stocks and shares. Up to 0.25% platform fee on Funds in addition to £1.50 transaction cost. Read more...
 
Alliance Trust Savings £100 £120 £9.99 Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: Fixed fees for all platform and dealing costs. Investors should note a transfer out to another ISA provider will cost £100+VAT. Read more...
 
Aviva £500 0.45% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Platform fees reduce on investments over £50,000. Choose from 4 ready-made funds based on your preferred risk level, 70 funds chosen by Aviva Investor experts or from Aviva's full range of 2,000 funds. Read more...
 
Barclays Smart Investor £50 0.2% £6.00 No Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: 0.2% platform fee on funds and 0.1% fee on other investments up to a maximum of £125 per month. Transaction fee of £3 per fund and £6 per other assets. Read more...
 
Bestinvest £50 0.4% £7.50 Junior ISA No Lifetime ISA Funds Stocks/Shares No ETFs No Bonds -
Good to know: Platform fees reduce to 0.2% for ISA transfers over £250,000. There are no fees for fund transactions. BestInvest provide four ready made portfolios designed for inexperienced investors. Read more...
 
Bricklane.com £100 0.85% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Investors can choose from 2 UK property funds Read more...
 
Cavendish £25 0.25% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares ETFs No Bonds -
Good to know: No initial fees on Unit Trusts/OEIC's, no annual fees, no switching fees and no exit fees Read more...
 
Charles Stanley £500 0.25% £11.50 Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: No fund transaction costs but up to 0.25% platform fee. Minimum of £24, maximum of £240 per annum to hold shares, ETFs and Bonds in addition to £11.50 transaction fee. Read more...
 
Chelsea Financial Services £50 0.60% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Investors can choose from 5 EasyISA portfolio's or build their own portfolio from a range of 2,500+ funds Read more...
 
EQ Investor £1000 1.19% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Model portfolios are available in a range of risk profiles. A bespoke service offers the flexibility to blend strategies Read more...
 
evestor £1 0.52% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Clients can choose from three different risk portfolios Read more...
 
F&C Investments £500 £72 n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Clients can choose from 10 investment trusts Read more...
 
Fidelity International £1000 0.35% £10.00 Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: Platform fee of 0.35% or flat £3.75 fee for holdings below £7,500. Share dealing costs relate to ETFs and Investment Trusts. ISA prize draw for new account holders that deposit a lump sum before 31 March 2018 Read more...
 
Halifax £2000 0.50% £12.50 No Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: £12.50 platform fee for holding an ISA account. Choose from 2,000+ funds or three ready-made portfolio's with a £2,000 lump sum or £100 monthly payment Read more...
 
IG £500 £96 £8.00* No Junior ISA No Lifetime ISA No Funds Stocks/Shares ETFs No Bonds -
Good to know: Trade 10+ stocks per month for active trader cost of £5.00. Clients holding investments will be charged a platform fee of £8 per month which can be offset against a trade over the period. Platform fee of up to 0.65% on ETF Smart Portfolio's Read more...
 
Interactive Investor £100 £90 £10.00 Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs No Bonds -
Good to know: New account holders pay active trader rate of £6 for first three months. Cost moves to standard rate unless ten or more trades averaged over period. Clients accrue £90 worth of trading credits over each 12 month period Read more...
 
Legal & General £500 1.53% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Choose from five ready-made funds or create your own portfolio by picking from 40 investment funds Read more...
 
Moneyfarm £1 0.70% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Choose from twelve investment portfolios Read more...
 
Nationwide £20 0.31% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Choose from six funds managed by Legal & General Read more...
 
Nutmeg £500 0.75% n/a No Junior ISA Lifetime ISA No Funds Stocks/Shares ETFs Bonds -
Good to know: Open an account with £500 and a £100 monthly contribution or £5,000 lump sum. Choose a level of risk you are comfortable with and Nutmeg will manage your portfolio for you Read more...
 
One Family £500 1.50% n/a Junior ISA Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: One fund available in a Stocks and Shares ISA: The Ethical Equity Stocks and Shares ISA is invested in the Family Charities Ethical Trust, which invests mainly in FTSE4Good UK 50 companies Read more...
 
Scottish Friendly £100 1.50% n/a Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Investors can assign parts of their investment to be set up in separate accounts for specific purposes such as “retirement fund” “grandchildren’s fund” “special car” Read more...
 
Selftrade £50 0.30% £11.75 No Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs No Bonds -
Good to know: Online rate per trade is £11.75 reduced to £6 for active traders making 20+ trades per month. ETF fee is £9.99. £50 minimum fee on the platform, higher for some individual funds Read more...
 
Standard Life Self Investor £500 0.35% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs No Bonds -
Good to know: Platform fees drop to 0.20% p.a. when £250,000 or more is invested. Standard Life provide access to 1,250 funds plus a range of ready made funds designed to suit different investor risk requirements. Read more...
 
The Share Centre £1 £57.60 £7.50 Junior ISA Lifetime ISA Funds Stocks/Shares ETFs Bonds -
Good to know: Fixed platform fee of £4+VAT per month. Transactions cost of £7.50 for deals less than £750, 1% for £750 and above Read more...
 
Vanguard £500 0.15% £0.00 Junior ISA No Lifetime ISA Funds No Stocks/Shares ETFs No Bonds -
Good to know: Platform fees capped at £375 per year. A choice of 71 Funds available Read more...
 
Virgin Money £1 1% n/a No Junior ISA No Lifetime ISA Funds No Stocks/Shares No ETFs Bonds -
Good to know: Clients can choose between 5 investment funds. A sixth Climate Change Fund is available at the higher 1.3% annual fee Read more...
 
Willis Owen £25 0.40% £7.50 Junior ISA No Lifetime ISA Funds Stocks/Shares ETFs No Bonds -
Good to know: There are 2,412 Funds available and the UK's top FTSE 350 companies. plus a selection of Investment Trusts and ETFs Read more...
 
* The Fee Per Trade shown here applies to stocks and shares, and is the maximum fee charged for a one-off trade. Many ISAs charge lower fees if you are a regular, active trader. Data compiled on 28th February 2018

Choosing your Stocks and Shares ISA provider

Choosing a Stocks and Shares ISA is a simpler task in many respects than choosing a managed ISA. With a Stocks and Shares ISA you are responsible for choosing the shares and funds that go in the ISA, so the performance at the end of the day is down to you.

However, fees can be a drag on the performance of your ISA so make sure that you are aware of all the costs associated with a Self Select ISA.

Providers will not charge uniformly – costs are structured in a number of ways. Most important is the fee charged for every trade you make. If you plan on being a frequent trader you should be aware of this, as it can quickly eat into your profits. Some providers have lower fees in place for frequent traders, but before selecting your provider have a good idea about how often you will transact.

Fees may also vary according to the type of investment you want to buy and sell. Not all Self Select ISA providers offer all the investments you might be interested in and those that do will charge different fees depending on whether you want to transact shares, bonds or Exchange Traded Funds.

Your provider will either act as custodian of your shares itself or outsource this to a bank. This is an important role, as this is the company charged with looking after your assets while they are in your name. In the old days these would have been physical share certificates. There is always a fee associated with this as there is an element of record keeping involved, but competition and technology are both driving these fees downwards.

Minimum investments can be a consideration for some investors, but these days most ISA providers ask for very low minimum investments.

There can be considerable fees associated with migrating your ISA to another provider. Most investors are happy to keep the same provider year on year, but occasionally a reason may arise to transfer to another firm. Make sure you are aware of what the fees are, as they can run into hundreds of pounds.

Remember, regardless of your Stocks and Shares ISA provider, your allowance will be the same, as this is dictated by the government.

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